This isn’t a one-size-fits-all plan.
It’s a process built around your life.
How Create Financial Planning works.
This isn’t a
one-size-
fits-all plan.
It’s a process
built around
your life.
How Create Financial
Planning works.
OUR PROCESS
OUR PROCESSS
Every new client relationship begins with our five-meeting onboarding process. These aren’t intake sessions, they’re the foundation of everything that follows. When completed, you’ll have a fully integrated One Page Plan you’ll actually use and a clear picture of what you’re working toward and exactly how to get there.
STEP 1: THE CANVAS MEETING
15-minute complimentary phone call
The initial meeting. You share what’s brought you here, what you’re hoping to figure out, what feels unresolved, and what you want your financial life to look and feel like. I share how I work and what to expect. We decide if this is a good fit.
STEP 2: CREATE YOUR IDEAL LIFE
SESSION ONE
90 minutes (individuals) • 120 minutes (couples) • Zoom
Before this meeting, you’ll complete a guided homework exercise — a deeper exploration of your values, your priorities, and what you want your life to feel like.
In our session together, we go further. We’re not talking about money yet. We’re building a sensory picture of your ideal life — what does it look like, feel like, smell like, sound like? What does a genuinely good day feel like six months from now? A year? Five years?
This might sound unusual for a financial planning meeting. It is. And it’s the reason everything that comes after actually works.
STEP 3: CREATE YOUR IDEAL LIFE
SESSION TWO
90 minutes • Zoom
We begin by returning to the vision from Session One, bringing back the feeling and the imagery of that ideal life. Then we get practical.
What’s standing between you and that life? We surface every obstacle — financial, logistical, psychological, or otherwise. Then something important happens: you solve them. Not me. You know your life, your connections, what’s available to you, and what you’re genuinely willing to do. I ask the questions. You find the answers.
Each obstacle gets a concrete next step, a timeframe, and an accountability partner — someone in your life (not a spouse) who will hold you to it. By the end of this session, the path from here to your ideal life is starting to take shape.
STEP 4: THE FINANCIAL PICTURE
90 minutes • Zoom
We start with the goals and the feelings and the priorities in your ideal life, and then we bring in the numbers. We look at what you earn, what you’ve saved, and what your life costs. We map your current financial reality including the vision we’ve built together.
This is where the CREATE Cash Flow Worksheet comes in. This is a proprietary tool built for how my clients actually live. It shows us exactly where your money is going, whether it’s aligned with your goals, and how to direct it toward the life you’ve described.
If you’re a business owner, we also integrate a plan to be sure you are profitable first, with clear goals for business expenses, taxes, paying yourself, and reinvesting in your business.
STEP 5: PLAN DELIVERY
90 minutes • Zoom
This is the meeting where everything comes together. You’ll receive a comprehensive financial plan with all the projections, scenarios, and details, and your One Page Plan with three sections:
YOUR WHY — the reason you started this process and who matters most to you.
YOUR FIRST STEPS — specific, concrete actions: what to do, where, when, and how much.
YOUR GOALS — short, mid, and long-term, stated specifically, tied to timelines.
You also receive your completed CREATE Cash Flow Worksheet and CREATE Business Cash Flow Worksheet if you’re a business owner.
ONGOING: YOUR FINANCIAL LIFE, TENDED
After plan delivery, our ongoing meetings shift to about 45 minutes — focused on whatever matters most to you right now. Your financial life isn’t static, and our work together isn’t either.
A meeting might cover:
- Investment risk assessment
- Buying a home
- Buying rental property
- Starting or expanding a business
- Fertility treatments (IUI, IVF)
- Family Planning
- College planning
- Estate planning
- Insurance review
- Tax strategy
- Major life transitions: marriage, divorce, job loss, career change, etc
- Retirement income planning
SUBCRIPTIONS
SUBSCRIPTIONS
Create Financial Planning operates on a subscription model after the initial financial planning meetings — a flat monthly fee for ongoing access to your planner. No commissions. No hidden fees. No incentive to recommend anything except what’s actually right for you. You can move between tiers as your needs change.
ESSENTIALS
For individuals or couples who are earlier in their financial journey and want solid foundational planning — cash flow, goal-setting, retirement basics, and ongoing guidance as life evolves.
- Full onboarding process including Create Your Ideal Life sessions
- One Page Plan + comprehensive financial plan
- CREATE Cash Flow Worksheet
- Ongoing 45-minute semi-annual meetings, or as needed
- Email access between meetings
VITALITY
For clients with more complexity — a business, multiple income streams, a partner, growing assets, or a faster-moving financial life that needs more frequent attention and deeper planning.
- Everything in Essentials
- More frequent meetings — quarterly or as needed
- Business cash flow planning with CREATE Profit Priority Guide
- Tax strategy and coordination with your CPA
- Investment guidance and Betterment account coordination (if desired)
- Priority scheduling and response
FLOURISH
For clients with the most complex financial lives — multiple businesses or rental properties, significant assets, equity compensation, estate planning needs, or those who want the deepest level of ongoing partnership and access.
- Everything in Vitality
- Comprehensive estate and legacy planning coordination
- Complex tax strategy across multiple entities
- Full financial life integration — we touch everything
- Quarterly meetings or as needed
- Annual Create Your Ideal Life reviews
- Highest level of access and response time
Create, LLC is registered as an Investment Advisor with the State of MN, CA, and in other jurisdictions where exempted.. We were founded in January 2020. We may operate under the assumed names of Create Financial Planning, Create Planning and CreateFP. We are not a subsidiary of, nor do we control another financial services industry entity. Our firm and its associates may register or meet certain exemptions to registration and/or licensing in other jurisdictions in which we conduct investment advisory business.
READY TO BUILD THE FINANCIAL LIFE YOU ACTUALLY WANT?
Book a 15-minute Canvas Meeting. We’ll talk about where you are, where you want to go, and whether we’re a good fit. No pressure. No sales pitch. Just a real conversation.